Please see this link:
'This time it's personal: Welfare Reform and the personalisation agenda.'
Now please see the following Wikipedia link about Unum and the 'Controversy' section.
1) What's going on here?
2) Why is Mr Phillips there? Isn't it a conflict of interest for him to be present?
3) Why is a company with this sort of reputation being used in reform that affects vulnerable people?
Any more questions that I should ask?